STATE FARM® GOOD NEIGHBOR VISA® CARD

Enjoy a low intro APR for 18 billing cycles*

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STATE FARM® GOOD NEIGHBOR VISA® CARD

Enjoy a low intro APR for 18 billing cycles*

Receive a 0% Introductory APR*, view full terms and conditions on purchases and balance transfers† for 18 billing cycles, view full terms and conditions. After that, a variable APR, currently $. This card and all its rewards and benefits are provided through U.S. Bank.

No annual fee


Enjoy all of these benefits with no annual fee.

Auto deductible reimbursement

Cut down on unexpected expenses. You can get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, if you make a minimum of 8 net purchases in the prior month.1

Additional Benefits

Cell Phone Protection

Your eligible cell phone can be reimbursed up to $600 in the event it is stolen or damaged when you pay your monthly cell phone bill with your card.2

Mobile Wallet

Add the State Farm Good Neighbor Visa Card to your Mobile Wallet. Convenient and secure, you can pay with just a tap.

Extended warranty

Add up to an additional year to your qualifying warranty with Extended Warranty Protection, available for purchases made with your covered State Farm Good Neighbor Visa Card.2 

Travel and emergency assistance

Count on emergency assistance while traveling. Call any time for Travel and Emergency Assistance, available for covered State Farm Good Neighbor Visa Card card members from anywhere in the world.

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Frequently asked questions

Credit score requirements vary by product. In general, the State Farm® Visa Credit Card is for established credit with a credit score in the good to excellent range.

A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and requiring that you pay back the loan amount in the future. When using a credit card, you will need to make at least the minimum payment every month by the due date on the balance. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and/or cash advances.

Here are two things you can do to build and maintain good credit: 1) Consistently pay your bill on time. 2) Stay below your credit limit

Yes. The credit cards offer contactless chip technology that allow for enhanced security and touch-free payments, at the millions of retail store locations that accept contactless payments.

No. All U.S. Bank-issued State Farm credit cards have no annual fee.

U.S. Bank-issued State Farm credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle

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U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of these credit cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. State Farm and the State Farm logo are registered trademarks of State Farm Mutual Automobile Insurance Company.

* The 0% introductory APR applies to purchases and is valid for the first 18 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 18 billing cycles. The introductory rate does not apply to cash advances. Thereafter the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is $, view full terms and conditions, (based on your creditworthiness). The variable APR for Cash Advances is . Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in an ExtendPay® Plan or ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay® balance. ExtendPay® Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay® Plans and ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

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  1. Certain terms, conditions and exclusions apply. Auto Deductible Reimbursement can reimburse eligible State Farm Premier Cash Rewards Visa Signature Cardmembers for all or a portion of their auto policy deductible due to a loss which is covered under an auto policy in which the cardmember appears as a named insured or additional driver. Only cardmembers may claim Auto Deductible Reimbursement. The maximum benefit limit is up to two hundred dollars ($200) per occurrence and one (1) claim per 12-month period. This benefit is only available during any calendar month after which the cardmember has made eight (8) or more Net Purchases to their eligible State Farm Premier Cash Rewards account during the previous calendar month. Net Purchases are Purchases minus credits and returns. This benefit does not cover commercial vehicles, vehicles used for hire, motor homes, recreational vehicles ("RV"), campers, all-terrain vehicles ("ATV"), off-road dirt bikes, or vehicles designed to seat more than 8 passengers. Covered Vehicle does not include a temporary substitute for an owned or long-term leased vehicle and does not include a rented vehicle.

  2. Certain terms, conditions and exclusions apply. In order for coverage to apply for Purchase Security, you must use your covered State Farm Credit Card to secure transactions. In order for coverage to apply for Cell Phone Protection, you must pay your eligible cellular wireless bill with your covered State Farm Credit Card. Upon approval, please refer to your Guide to Benefits for further details and full terms and conditions. 

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