Questions before you get started?

Talk to a dedicated U.S. Bank business banker by calling 855-625-7354.

Why choose us?

We’ve built our payments technology for business owners who want a payment plan tailored to their unique and changing needs. From point-of-sale (POS) to invoicing to inventory management and more, U.S. Bank offers safe, secure and reliable options.

Woman making a purchase at a retail store

Improved payment experience

Whether you need a basic solution or something more comprehensive, you can count on the following and more:

  • Acceptance of all major credit and debit cards – Visa®, Mastercard®, Discover® and American Express®
  • Receipt of payments 365 days a year with Everyday Funding1
  • Reduction of credit card transaction costs
  • Improvement of fraud mitigation
  • Customized POS solutions for restaurants, cafes, services, retail and mobile businesses
Person making a contactless payment with mobile phone.

State of the art technology

Accept payments your way with secure, flexible and scalable POS technologies, including:

  • Mobile and online payments
  • Portable and stationary point-of-sale solutions and smart terminals
  • Tap-to-pay
  • Contactless payment and digital wallet compatible – Apple Pay®, Google Pay® and Samsung Pay®
Person working at a cash register at a restaurant

Software that improves day-to-day operations

Choose a more comprehensive POS solution for additional capabilities, including:

  • Tracking inventory and customer activity
  • Setting employee schedules
  • Controlling expenses and cash flow
  • Offering revenue-boosting tools like gift cards
  • Sending invoice

Frequently asked questions

Everyday Funding allows you to get funding seven days a week so you can pay invoices quicker, cover your expenses faster and increase your cash flow efficiency. Everyday Funding works on weekdays and weekends which means funding is direct to your deposit account every day of the week. Everyday Funding is available at no additional cost for U.S. Bank business depository account customers with a U.S. Bank Payment Solutions account.1

With minimal or no monthly hardware or software fees, your business can hit the ground running. All credit and debit card transactions have a low rate, dependent upon whether the card is swiped, dipped, tapped, manually keyed in or accepted online.

With end-to-end encryption, your customer data is protected by the latest security technology which is compatible with contactless payments, chip and pin, Apple Pay®, Google Pay® and Samsung Pay®.

Help your business mitigate the risk of potential data breaches and the resulting reputational and financial loss with contactless payments. Tokenization, contactless cards and mobile wallets provide stronger security than traditional payment methods through tokenization technology. A token replaces a cardholder’s payment card numbers, rendering the payment information useless to hackers, making theft of card present transaction data more difficult.

A merchant services account is one set up with a “merchant acquiring bank” that allows you to accept credit and debit cards and other electronic payments processed and approved, your bank distributes the funds into your merchant account.

U.S. Bank Payment Solutions has highly trained support teams available 24/7/365 to help whenever you need it. Also, each of our merchant services customers is assigned a dedicated Customer Account Manager to work with their business.

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Disclosures

  1. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speed is dependent on batch times and will be processed every day, including weekends and holidays. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

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