Business banking solutions

Get the advantage of business banking solutions from U.S. Bank.

Checking and savings

Gold Business Checking Package

This checking package is a good option for growing businesses with moderate transaction activity. Key benefits include:

  • A waiver of the $20 Monthly Maintenance Fee for new accounts opened on or after February 12, 20261, 2
  • 350 free transactions per statement cycle3
  • 125 free cash deposits per statement cycle4
  • 50% off first check order up to $1005
Apply now
Learn more

See other checking and savings options:

Lending

General Purpose Quick Loan

This loan is for working capital, equipment, building improvements and more. Key benefits include:

Loan amounts from $5,000 to $250,0006 with a fixed interest rate

  • Loans secured with general purpose assets
  • Flexible terms available up to 84 months7 with $0 origination fee
Apply now
Learn more

Unsecured Cash Flow Manager

This line of credit offers competitive variable interest rates with a fixed rate option on existing balances. Key benefits include:

  • Line amounts from $10,000 to $100,000
  • No collateral required
  • No annual fee on line amounts greater than $50,000, otherwise $150
Apply now
Learn more

See other lending options

Payments

Payment Solutions

Accept payments in person, online or on the go with U.S. Bank Payment Solutions. Key benefits include:

  • Accept all major credit cards, Apple Pay® and Google pay®.
  • Get transparent pricing and avoid long-term contracts.
  • Get paid daily for your transactions with industry-leading Everyday Funding8, available 7 days a week within hours of batch closing.
Find a solution
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Cash management

SinglePoint® Essentials

It’s your one stop for managing your business checking activity. Key benefits include:

  • Initiate payments between U.S. Bank accounts and external accounts.9
  • View account balances and access transaction details for your accounts and business credit cards with one tool.
Get started
Learn more

See other cash management options.

Remote Deposit Capture (RDC)

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Disclosures

  1. Transactions are $0.50 each once free transactions are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

  2. 25 free cash deposit units per statement cycle. Cash deposit units are calculated by dividing each cash deposit amount by 100 and rounding the resulting value to a whole number. To determine rounding, less than $0.50/$50 is rounded down and more than or equal to $0.50/$50 is rounded up. Any deposit less than $150 equals one unit. Examples: $782.00 equals 8 units, $440.52 equals 4 units. Cash unit allowance applicable to all cash deposits in branch and through U.S. Bank partner ATMs, cash unit allowance not applicable to Cash Vault product. After free units per statement cycle the fee is $0.35 per unit.

  3. U.S. Bank will file a UCC-1 lien and must be in first lien position using all business assets as collateral.

  4. 84 month terms available for loans over $100,000.

  5. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

  6. A dedicated U.S. Bank business checking account is required to use SinglePoint Essentials.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Financing maximums and terms are determined by borrower qualifications and use of funds.

The creditor and issuer of these credit cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. State Farm and the State Farm logo are registered trademarks of State Farm Mutual Automobile Insurance Company.

U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

State Farm and the State Farm logo are registered trademarks of State Farm Mutual Automobile Insurance Company. 

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